Home Insurance

Protect Your Home with Drayton Insurance

Your home is one of your most valuable assets, and ensuring it is protected against unforeseen risks is essential. At Drayton Insurance, we provide tailored home insurance solutions across Norfolk and Suffolk, offering a choice of combined buildings and contents insurance, contents-only insurance, and buildings-only insurance.

We also offer specialist cover for high-value items, both inside and outside your home, as well as solutions for listed properties and thatched buildings. With access to leading UK insurers and exclusive markets, we can source the most suitable and competitively priced home insurance in Norwich, Norfolk, and Ipswich, Suffolk.

What is Home Insurance?

Home insurance provides financial protection against damage or loss to your property and belongings. It typically includes:

• Buildings Insurance – Covers structural damage to your home, including the walls, roof, and permanent fixtures.
• Contents Insurance – Protects your personal belongings, including furniture, electronics, and valuables.
• Combined Home and Contents Insurance – A comprehensive policy covering both the structure of your home and its contents.

Additional cover options can include accidental damage home insurance, liability protection, and alternative accommodation cover should your home become uninhabitable due to an insured event.

Do You Need Home Insurance for a Mortgage?

It’s not a legal requirement, but most mortgage lenders require house insurance as a condition of the loan. Buildings insurance ensures that your property is protected in case of fire, flood, or structural damage. Even if you own your home outright, securing a suitable policy can provide peace of mind and financial protection against unexpected events.

Why Choose Drayton Insurance?

With our extensive industry experience, we provide expert guidance and tailored insurance solutions to suit your needs. Here’s why homeowners trust us:

• Access to top UK insurers – We compare policies to find the best coverage at the most competitive price.
• Specialist cover options – Including accidental damage contents insurance, rental property insurance, and second home insurance.
• Flexible policy choices – Customised options for high-value items, listed buildings, and unoccupied properties.
• Personalised service – Speak to our knowledgeable team for expert advice and a policy tailored to your needs.

What Does Our Home Insurance Cover?

Our policies can be customised to include:

• Accidental damage home insurance – Covers unexpected mishaps like spills, breakages, and damage caused by children or pets.
• High-value item protection – Ensures cover for jewellery, antiques, and expensive electronics.
• Legal expenses cover – Provides financial support in case of legal disputes related to your home.

With our comprehensive range of insurers, you can rest assured that we will find the right insurance policy at a highly competitive price.

Whether you're looking for home insurance in Norwich, property insurance in Suffolk, or a specialist policy for your rental or second home, Drayton Insurance can help. Contact us today, or visit our office.