Holiday homes can be difficult to cover under standard insurance policies, however, we have developed a range of non-standard insurance products to cover your holiday let in many eventualities. You should not arrange standard residential cover for a holiday (or second) home as you will not be covered if anything should happen. Malicious or accidental damage or occupation for longer-than-normal periods of time can place increased risk on a property and it is important that you get the right level of cover for your needs.
This insurance covers a property that is not your main residence and classes as a second home, regardless of whether or not this property is let out. So long as this property is not your main address, it classifies as being a holiday home.
This type of insurance allows you to have that peace of mind knowing that if anything goes wrong at your second home, you are covered by the insurance. Chances are, as this residence is not your primary, you are not always there – which allows for a multitude of possible eventualities to occur. Standard residential cover will only cover you for your primary home, therefore if you don’t have Holiday Home Insurance, you are not covered.
The cover is in place to cover you should anything happen and at Drayton we have a few different levels of cover to allow you to pick the one that’s right for you.
Contact our team and discuss your particular needs and arrange the right level of insurance cover to ensure you are fully covered.
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Damage by Guests
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Escape of Water
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Public Liability Insurance
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Employers Liability
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Loss of Rent
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Contents
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Legal
We offer both Content Insurance and Building Insurance separately, or as a combined policy. Get in touch with our team to discuss your required cover.
We work with all of the main UK insurers so we can offer expert advice to ensure your business is well protected. For the peace of mind that you have the right business insurance cover please give us a call on 01603 954841, send us an email or pop in and see us.
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